diff --git a/cmd/mount/read.go b/cmd/mount/read.go
index 091d33acc..5360e97d4 100644
--- a/cmd/mount/read.go
+++ b/cmd/mount/read.go
@@ -16,7 +16,7 @@ import (
 type ReadFileHandle struct {
 	mu         sync.Mutex
 	closed     bool // set if handle has been closed
-	r          io.ReadCloser
+	r          *fs.Account
 	o          fs.Object
 	readCalled bool // set if read has been called
 	offset     int64
@@ -29,7 +29,7 @@ func newReadFileHandle(o fs.Object) (*ReadFileHandle, error) {
 	}
 	fh := &ReadFileHandle{
 		o: o,
-		r: fs.NewAccount(r, o), // account and buffer the transfer
+		r: fs.NewAccount(r, o), // account the transfer
 	}
 	fs.Stats.Transferring(fh.o.Remote())
 	return fh, nil
@@ -46,7 +46,8 @@ var _ fusefs.HandleReader = (*ReadFileHandle)(nil)
 // Must be called with fh.mu held
 func (fh *ReadFileHandle) seek(offset int64) error {
 	// Can we seek it directly?
-	if do, ok := fh.r.(io.Seeker); ok {
+	oldReader := fh.r.GetReader()
+	if do, ok := oldReader.(io.Seeker); ok {
 		fs.Debug(fh.o, "ReadFileHandle.seek from %d to %d (io.Seeker)", fh.offset, offset)
 		_, err := do.Seek(offset, 0)
 		if err != nil {
@@ -61,11 +62,12 @@ func (fh *ReadFileHandle) seek(offset int64) error {
 			fs.Debug(fh.o, "ReadFileHandle.Read seek failed: %v", err)
 			return err
 		}
-		err = fh.r.Close()
+		err = oldReader.Close()
 		if err != nil {
 			fs.Debug(fh.o, "ReadFileHandle.Read seek close old failed: %v", err)
 		}
-		fh.r = fs.NewAccount(r, fh.o) // account and buffer the transfer
+		// fh.r = fs.NewAccount(r, fh.o) // account the transfer
+		fh.r.UpdateReader(r)
 	}
 	fh.offset = offset
 	return nil
diff --git a/cmd/mount/write.go b/cmd/mount/write.go
index 8e1da2b92..c9420a556 100644
--- a/cmd/mount/write.go
+++ b/cmd/mount/write.go
@@ -38,7 +38,7 @@ func newWriteFileHandle(d *Dir, f *File, src fs.ObjectInfo) (*WriteFileHandle, e
 		file:   f,
 	}
 	fh.pipeReader, fh.pipeWriter = io.Pipe()
-	r := fs.NewAccountSizeName(fh.pipeReader, 0, src.Remote()) // account and buffer the transfer
+	r := fs.NewAccountSizeName(fh.pipeReader, 0, src.Remote()) // account the transfer
 	go func() {
 		o, err := d.f.Put(r, src)
 		fh.o = o
diff --git a/fs/accounting.go b/fs/accounting.go
index 355753ebb..be649562c 100644
--- a/fs/accounting.go
+++ b/fs/accounting.go
@@ -278,22 +278,7 @@ type Account struct {
 
 // NewAccountSizeName makes a Account reader for an io.ReadCloser of
 // the given size and name
-//
-// If the file is above a certain size it adds an Async reader
 func NewAccountSizeName(in io.ReadCloser, size int64, name string) *Account {
-	// On big files add a buffer
-	if size > 10<<20 {
-		const memUsed = 16 * 1024 * 1024
-		const bufSize = 128 * 1024
-		const buffers = memUsed / bufSize
-		newIn, err := newAsyncReader(in, buffers, bufSize)
-		if err != nil {
-			ErrorLog(name, "Failed to make buffer: %v", err)
-		} else {
-			in = newIn
-		}
-	}
-
 	acc := &Account{
 		in:     in,
 		size:   size,
@@ -312,6 +297,47 @@ func NewAccount(in io.ReadCloser, obj Object) *Account {
 	return NewAccountSizeName(in, obj.Size(), obj.Remote())
 }
 
+// NewAccountSizeName makes a Account reader for an io.ReadCloser of
+// the given size and name
+//
+// If the file is above a certain size it adds an Async reader
+func NewAccountSizeNameWithBuffer(in io.ReadCloser, size int64, name string) *Account {
+	// On big files add a buffer
+	if size > 10<<20 {
+		const memUsed = 16 * 1024 * 1024
+		const bufSize = 128 * 1024
+		const buffers = memUsed / bufSize
+		newIn, err := newAsyncReader(in, buffers, bufSize)
+		if err != nil {
+			ErrorLog(name, "Failed to make buffer: %v", err)
+		} else {
+			in = newIn
+		}
+	}
+	return NewAccountSizeName(in, size, name)
+}
+
+// NewAccountWithBuffer makes a Account reader for an object
+//
+// If the file is above a certain size it adds an Async reader
+func NewAccountWithBuffer(in io.ReadCloser, obj Object) *Account {
+	return NewAccountSizeNameWithBuffer(in, obj.Size(), obj.Remote())
+}
+
+// GetReader returns the underlying io.ReadCloser
+func (acc *Account) GetReader() io.ReadCloser {
+	acc.mu.Lock()
+	defer acc.mu.Unlock()
+	return acc.in
+}
+
+// UpdateReader updates the underlying io.ReadCloser
+func (acc *Account) UpdateReader(in io.ReadCloser) {
+	acc.mu.Lock()
+	acc.in = in
+	acc.mu.Unlock()
+}
+
 // disableWholeFileAccounting turns off the whole file accounting
 func (acc *Account) disableWholeFileAccounting() {
 	acc.mu.Lock()
diff --git a/fs/operations.go b/fs/operations.go
index 006dece92..16c479e33 100644
--- a/fs/operations.go
+++ b/fs/operations.go
@@ -264,7 +264,7 @@ func Copy(f Fs, dst Object, remote string, src Object) (err error) {
 			if err != nil {
 				err = errors.Wrap(err, "failed to open source object")
 			} else {
-				in := NewAccount(in0, src) // account and buffer the transfer
+				in := NewAccountWithBuffer(in0, src) // account and buffer the transfer
 
 				wrappedSrc := &overrideRemoteObject{Object: src, remote: remote}
 				if doUpdate {
@@ -1126,7 +1126,7 @@ func Cat(f Fs, w io.Writer) error {
 				ErrorLog(o, "Failed to close: %v", err)
 			}
 		}()
-		inAccounted := NewAccount(in, o) // account and buffer the transfer
+		inAccounted := NewAccountWithBuffer(in, o) // account and buffer the transfer
 		_, err = io.Copy(w, inAccounted)
 		if err != nil {
 			Stats.Error()